FinTech and Financial Software Development Services
Genuis Software, as a financial software development company, creates secure financial systems, banking applications, financial solutions, and mobile financial applications in the fintech industry. Each stage of financial system development complies with PCI DSS, PSD2, and KYC AML
Our Fintech Development Expertise Includes
We provide investment and wealth management software, offering capital investment software development services that support multi-asset activity and portfolio management.
1. Portfolio Tracking
Real-time valuation, performance attribution, and risk metrics.
2. Robo Advising
Model-based strategies, profiling engines, and automated investment execution.
3. Real-Time Analytics
Millisecond latency market data ingestion, scenario simulations, and alerting modules.
Fintech done right
with Genius Software
Predictable Delivery
(12 To 16 Weeks
To MVP)
Predictable Delivery
(12 To 16 Weeks To MVP)
We have carefully designed our financial software development process to minimize rework and uncertainty through a structured delivery approach. Requirements, compliance, and architectural aspects are harmonized, ensuring that our sprint plans and the release times of our MVP are predictable and consistent.
Skilled Fintech Experts With Deep Regulatory Knowledge
Our teams comprise domain-driven fintech developers, solution architects, and compliance experts who handle PCI DSS, PSD2, KYC/AML, and reporting requirements on a daily basis to ensure auditable logic and security baselines for every feature.
Stable Long-Term Delivery For Multi-Year Projects
Our teams comprise domain-driven fintech developers, solution architects, and compliance experts who handle PCI DSS, PSD2, KYC/AML, and reporting requirements on a daily basis to ensure auditable logic and security baselines for every feature.
Compliance-First Secure Architecture Approach
Compliance-First
Secure Architecture Approach
We build our fintech solutions on a security-driven architecture that adheres to PCI DSS, SOC 2, GDPR, and financial industry best practices. Our approach ensures encrypted data flows, audit-ready operations, and robust protection of sensitive financial information across all system components.
What do we build in Fintech?
We offer fintech software development services and financial software development solutions that enable scalable, compliant digital operations. All our systems are designed and developed to ensure reliability, traceability, and maintainability.
Digital Banking Software
After the full analysis of the bank operations and existing infrastructure, we will help you to define the best tech solution for the modules for account management, payment processes, and customer operations, including user limits and transaction control, taking into account all security and compliance measures.
Payment Processing Systems
We review your current payment systems and workflows to find out the optimal architecture for the payment core and provide a solution for the integration and scaling with payment engines with real-time transactions and third-party integrations.
Digital Wallets
We provide a full audit for the financial business processes to define the best option for the virtual wallet infrastructure, token model, and P2P transfers, everything to ensure rapid and safe launching of the product or service.
Billing & Invoicing Platforms
We inspect current billing and recurring payments to find optimization ways, including automation, subscription management, and invoicing. Also, the consultation about payment providers and approaches for the platforms is included.
Fraud Detection & AML Systems
Real-time monitoring, anti-fraud algorithms, and full AML/KYC compliance.
Our cybersecurity specialists evaluate risks and ongoing control mechanisms. We implement high-quality access control, real-time monitoring, anti-fraud algorithms, and full AML/KYC compliance.
Software For Risk & Compliance Management
Our team provides risk audits to form the structure of the regular compliance reports and control of the security policies. Tech experts will help automate the control requirement eligibility and optimize internal processes.
Credit & Lending Platforms
Genuis Software provides a full list of possible most suitable tech solutions for scoring engines, loan lifecycle management, BNPL, or alternative lending solutions.
Investment & Wealth Management Software
We evaluate specifications of your investment processes to form a strategy for the implementation of the portfolio management and robo-advisory. Additionally, the recommendation includes risk management and tech trading capabilities.
P2P Financial Platforms
After analyzing your user interaction model, we help determine the optimal format of a P2P platform. We provide consulting on architecture, transaction security, and user protection methods.
Financial Process Automation
We explore your back-office operations and identify which processes can be optimized or fully automated. We create a digital transformation roadmap and help you choose the most effective tools.
Financial analytics
After evaluating your data and reporting, we help define key metrics and the structure of your analytical solutions. We consult on risk modeling, dashboard development, and the implementation of advanced data-driven management practices.
Trade & Investment Operations Management
We analyze your trading processes and provide recommendations for building an efficient asset management system. We consult on optimal architecture, automation, and integrations with market data.
Insurtech solutions
After analyzing your insurance product and operations, we help you establish the right underwriting model and automate claims processes. Our specialists advise on tools for policy management and enhancing customer service.
Cryptocurrency Trading Platforms
We assess your business requirements, trading scenarios, and necessary performance. We provide guidance on architecture for spot, futures, and OTC trading, ensuring compliance with security standards.
Crypto Wallets & Custodial Solutions
After analyzing your crypto infrastructure, we determine the optimal model for custodial or non-custodial storage. We offer recommendations on security, key management, and integrations with blockchain networks.
Banking and Financial Software Capabilities
Open banking API integration
We build Open API integrations that enable systems to communicate efficiently and securely. Whether you’re connecting payment providers, compliance tools, or internal services, Genius Software delivers stable, future-ready integration architecture.
We build Open API integrations that enable systems to communicate efficiently and securely. Whether you’re connecting payment providers, compliance tools, or internal services, Genius Software delivers stable, future-ready integration architecture.
1. PSD2-Сompliant API Сonnectivity
We use open banking API integration to support the AIS and PIS flow under PSD2 requirements.
2. Advanced Security & Access Control
The security mechanism follows mutual TLS, consent scopes, transaction signing, and role-based access control. We support banks, aggregators, and ASPSP in our integration.
Technology & security
Our technology & security layer consists of our expertise in utilizing cloud services, such as AWS, Azure, & GCP, complemented by encryption mechanisms at rest & in transit. We follow DevSecOps methodologies with automated security scanning & artifact signing. Our financial software development services meet all the basic requirements of compliance, including PCI DSS, PSD2, GDPR, & KYC.
& Biases
Fintech development workflow at Genius Software
Transparency, improvement, and professional project management enable us to consistently align with your goals, deadlines, and quality standards for every project.
Planning & Analysis
We collect business goals, review financial workflows, and study data sources and compliance needs.
Our team checks technical options, regulatory limits, and system risks to confirm the solution is viable before we move forward.
Design
We outline the system structure, data routes, and model logic required for the fintech product.
This includes planning integrations with banking APIs, payment rails, and risk engines so development follows a clear technical plan.
Development
We build the core features, implement AI models for financial tasks, and set up required data processes.
This includes coding transaction logic, fraud or risk modules, and connections to external financial services.
Testing and Quality Assurance (QA)
We verify accuracy, stability, and regulatory alignment. This includes stress tests, financial logic checks, and model validation to ensure the system performs correctly under real transaction and compliance scenarios.
Deployment
We set up the production environment, configure security layers, and release the fintech solution
into live infrastructure. This step includes preparing monitoring, alerts, and audit trails required for financial-grade operations.
Maintenance & Support
We track system performance, update models, and fix issues that affect reliability or compliance.
Our team ensures the platform stays stable, secure, and aligned with ongoing regulatory and business changes.
Scaling
We extend system capacity to support higher transaction loads, more users, and growing data streams. This includes improving model performance, optimizing infrastructure, and adjusting services to handle expanding fintech demands.
Investigate our clients' successful Fintech projects with Genius Software
Our Clients Say
Jeroen Megchelen
We chose Genius Software because they truly understood our business needs. We needed a reliable software partner with skilled engineers, efficient management, and zero downtime — and that’s exactly what they delivered. Their flexibility, transparency, and innovative approach continue to add great value to our collaboration.
Martin Goutry
The system has produced a significant competitive advantage in the industry thanks to Genius Software well-thought opinions. They shouldered the burden of constantly updating a project management tool with a high level of detail and were committed to producing the best possible solution
Matas Jakutes
We were looking for a trusted technology partner with strong expertise, solid management, and fair pricing. Sergey and the Genius Software team impressed us with their technical knowledge, business understanding, and communication. They built a skilled engineering team, implemented a mature Scrum process, and delivered a high-load web, mobile, and API solution on time and within budget.
Anders Filipsen
Sergey and his team helped us rebuild our web platform from a legacy system to a modern, high-load technology stack. They established a mature project management process, designed and developed scalable architecture, and delivered the solution within our budget and timeline. Their dedication and transparency ensured full visibility at every stage of the project.
Jeroen Megchelen
We chose Genius Software because they truly understood our business needs. We needed a reliable software partner with skilled engineers, efficient management, and zero downtime — and that’s exactly what they delivered. Their flexibility, transparency, and innovative approach continue to add great value to our collaboration.
Martin Goutry
The system has produced a significant competitive advantage in the industry thanks to Genius Software well-thought opinions. They shouldered the burden of constantly updating a project management tool with a high level of detail and were committed to producing the best possible solution
Matas Jakutes
We were looking for a trusted technology partner with strong expertise, solid management, and fair pricing. Sergey and the Genius Software team impressed us with their technical knowledge, business understanding, and communication. They built a skilled engineering team, implemented a mature Scrum process, and delivered a high-load web, mobile, and API solution on time and within budget.
Anders Filipsen
Sergey and his team helped us rebuild our web platform from a legacy system to a modern, high-load technology stack. They established a mature project management process, designed and developed scalable architecture, and delivered the solution within our budget and timeline. Their dedication and transparency ensured full visibility at every stage of the project.
Meet us in Estonia
Sergey Lvov
Chief Executive Officer
Address
Talinn, Kesklinna Linnaosa,
Kaupmehe tn 7/120, 10114
Meet us in Poland
Sergey Lvov
Chief Executive Officer
Address
Warsawa, Krakowskie
Przedmieschie 13, 00-071
Meet us in USA
Sergey Lvov
Chief Executive Officer
Address
USA, Tampa, FL 33602, 501 E
Kennedy Blvd #1400
Meet us in Ukraine
Veronika Marchenko
Business Development
Address
Ukraine, Kyiv,
Yaroslaviv Val 15, 01001
Contact Us
Have a question or idea? Our team is here to help
Frequently asked questions
Do you have experience in dealing with regulations like PCI DSS, PSD2, and KYC/AML compliance requirements?
Yes. Our compliance and data flow, design, and release process takes into account support for PCI DSS controls, connectivity to PSD2, GDPR compliance, and KYC/AML verification.
Can you integrate with existing banking or investment platforms?
Yes. We can integrate with core banking, payment processors, custodian banks, market data feeds, or open banking APIs. The scope of integration will emerge during the technical assessment phase.
Are you offering managed IT services related to banking or fintech?
Yes. Services involve support, tracking, incident handling, infrastructure management, and regulatory notices relevant to banking applications.
What technologies do you usually use?
Our expertise covers AWS, Azure, and GCP, as well as current back-end technology stacks, event-driven designs, and secure data pipelines. Encryption, IAM, DevSecOps, and compliance are always incorporated in our work.
How do you ensure security in financial app development?
Security can then be incorporated across the SDLC through automated code scanning, threat analysis, encryption standards, role-based security mechanisms, and ongoing security monitoring.
Can you scale teams for large initiatives?
We size our delivery teams based on the requirements outlined in our roadmaps, while retaining centralized architecture ownership to ensure quality in our multi-stream projects.